1. The rate of interest payable on a bank deposit is determined by
(1) Indian Banks' Association
(2) The bank concerned
(3) RBI
(4) Finance ministry
(5) None of the above
Ans-2
2. The maximum period for which a fixed deposit can be accepted by a Commercial Bank is
(1) 10 years
(2) 15 years
(3) No limit
(4) 8 years
(5) None of the above
Ans-1
3. Which of the following instruments cannot be presented for payment in a clearing house?
(1) Demand draft
(2) Dividends
(3) Fixed deposit receipt
(4) All of the above
(5) None of the above
Ans-3
4. RBI stipulates a healthy mix of CASA in the business figures of banks. What does it denote?
(1) Customer Analysis and Savings Pattern
(2) Cost Appreciation and Selling Analysis
(3) Current Account and Savings Account
(4) Credit and Savings Aggregate
(5) None of the above
Ans-3
5. Banks are authorized to sell third party products. Which are these products?
(1) Mutual funds
(2) Term deposits
(3) Debit cards
(4) Gift cheques
(5) None of the above
Ans-1
6. Which of the following schemes is not meant for investment purposes?
(1) National savings certificates
(2) Infrastructure bonds
(3) Mutual funds
(4) Letter of credit
(5) None of the above
Ans-4
7. Savings account with zero balance can be opened for
(1) persons of high net worth
(2) employees of IT companies
(3) weaker sections of society
(4) women customers
(5) None of the above
Ans-3
8. What does EBT stands for?
(1) Electronic Belated Transfer
(2) Electric Beginners Transaction
(3) Electronic Benefit Transfer
(4) Electronic Beginning Transaction
(5) None of the above
Ans-5
9. The rate of interest banks charge to its customers is linked to
(1) risk premium rate
(2) base rate lending
(3) benchmark prime lending rate
(4) reverse repo rate
(5) All of the above
Ans-3
10. The RBI has prescribed that a new Private Sector Bank
(1) shall be subject to prudential norms in regard to income recognition, asset classification and provisioning, capital adequacy, etc.
(2) shall have to observe priority sector lending targets as applicable to other domestic banks
(3) will be required to open rural and semi-urban branches also as may be laid down by RBI
(4) None of the above
(5) All of the above
Ans- 2
(1) Indian Banks' Association
(2) The bank concerned
(3) RBI
(4) Finance ministry
(5) None of the above
Ans-2
2. The maximum period for which a fixed deposit can be accepted by a Commercial Bank is
(1) 10 years
(2) 15 years
(3) No limit
(4) 8 years
(5) None of the above
Ans-1
3. Which of the following instruments cannot be presented for payment in a clearing house?
(1) Demand draft
(2) Dividends
(3) Fixed deposit receipt
(4) All of the above
(5) None of the above
Ans-3
4. RBI stipulates a healthy mix of CASA in the business figures of banks. What does it denote?
(1) Customer Analysis and Savings Pattern
(2) Cost Appreciation and Selling Analysis
(3) Current Account and Savings Account
(4) Credit and Savings Aggregate
(5) None of the above
Ans-3
5. Banks are authorized to sell third party products. Which are these products?
(1) Mutual funds
(2) Term deposits
(3) Debit cards
(4) Gift cheques
(5) None of the above
Ans-1
6. Which of the following schemes is not meant for investment purposes?
(1) National savings certificates
(2) Infrastructure bonds
(3) Mutual funds
(4) Letter of credit
(5) None of the above
Ans-4
7. Savings account with zero balance can be opened for
(1) persons of high net worth
(2) employees of IT companies
(3) weaker sections of society
(4) women customers
(5) None of the above
Ans-3
8. What does EBT stands for?
(1) Electronic Belated Transfer
(2) Electric Beginners Transaction
(3) Electronic Benefit Transfer
(4) Electronic Beginning Transaction
(5) None of the above
Ans-5
9. The rate of interest banks charge to its customers is linked to
(1) risk premium rate
(2) base rate lending
(3) benchmark prime lending rate
(4) reverse repo rate
(5) All of the above
Ans-3
10. The RBI has prescribed that a new Private Sector Bank
(1) shall be subject to prudential norms in regard to income recognition, asset classification and provisioning, capital adequacy, etc.
(2) shall have to observe priority sector lending targets as applicable to other domestic banks
(3) will be required to open rural and semi-urban branches also as may be laid down by RBI
(4) None of the above
(5) All of the above
Ans- 2
1. The rate of interest payable on a bank deposit is determined by
(1) Indian Banks' Association
(2) The bank concerned
(3) RBI
(4) Finance ministry
(5) None of the above
Ans-2
2. The maximum period for which a fixed deposit can be accepted by a Commercial Bank is
(1) 10 years
(2) 15 years
(3) No limit
(4) 8 years
(5) None of the above
Ans-1
3. Which of the following instruments cannot be presented for payment in a clearing house?
(1) Demand draft
(2) Dividends
(3) Fixed deposit receipt
(4) All of the above
(5) None of the above
Ans-3
4. RBI stipulates a healthy mix of CASA in the business figures of banks. What does it denote?
(1) Customer Analysis and Savings Pattern
(2) Cost Appreciation and Selling Analysis
(3) Current Account and Savings Account
(4) Credit and Savings Aggregate
(5) None of the above
Ans-3
5. Banks are authorized to sell third party products. Which are these products?
(1) Mutual funds
(2) Term deposits
(3) Debit cards
(4) Gift cheques
(5) None of the above
Ans-1
6. Which of the following schemes is not meant for investment purposes?
(1) National savings certificates
(2) Infrastructure bonds
(3) Mutual funds
(4) Letter of credit
(5) None of the above
Ans-4
7. Savings account with zero balance can be opened for
(1) persons of high net worth
(2) employees of IT companies
(3) weaker sections of society
(4) women customers
(5) None of the above
Ans-3
8. What does EBT stands for?
(1) Electronic Belated Transfer
(2) Electric Beginners Transaction
(3) Electronic Benefit Transfer
(4) Electronic Beginning Transaction
(5) None of the above
Ans-5
9. The rate of interest banks charge to its customers is linked to
(1) risk premium rate
(2) base rate lending
(3) benchmark prime lending rate
(4) reverse repo rate
(5) All of the above
Ans-3
10. The RBI has prescribed that a new Private Sector Bank
(1) shall be subject to prudential norms in regard to income recognition, asset classification and provisioning, capital adequacy, etc.
(2) shall have to observe priority sector lending targets as applicable to other domestic banks
(3) will be required to open rural and semi-urban branches also as may be laid down by RBI
(4) None of the above
(5) All of the above
Ans- 2
(1) Indian Banks' Association
(2) The bank concerned
(3) RBI
(4) Finance ministry
(5) None of the above
Ans-2
2. The maximum period for which a fixed deposit can be accepted by a Commercial Bank is
(1) 10 years
(2) 15 years
(3) No limit
(4) 8 years
(5) None of the above
Ans-1
3. Which of the following instruments cannot be presented for payment in a clearing house?
(1) Demand draft
(2) Dividends
(3) Fixed deposit receipt
(4) All of the above
(5) None of the above
Ans-3
4. RBI stipulates a healthy mix of CASA in the business figures of banks. What does it denote?
(1) Customer Analysis and Savings Pattern
(2) Cost Appreciation and Selling Analysis
(3) Current Account and Savings Account
(4) Credit and Savings Aggregate
(5) None of the above
Ans-3
5. Banks are authorized to sell third party products. Which are these products?
(1) Mutual funds
(2) Term deposits
(3) Debit cards
(4) Gift cheques
(5) None of the above
Ans-1
6. Which of the following schemes is not meant for investment purposes?
(1) National savings certificates
(2) Infrastructure bonds
(3) Mutual funds
(4) Letter of credit
(5) None of the above
Ans-4
7. Savings account with zero balance can be opened for
(1) persons of high net worth
(2) employees of IT companies
(3) weaker sections of society
(4) women customers
(5) None of the above
Ans-3
8. What does EBT stands for?
(1) Electronic Belated Transfer
(2) Electric Beginners Transaction
(3) Electronic Benefit Transfer
(4) Electronic Beginning Transaction
(5) None of the above
Ans-5
9. The rate of interest banks charge to its customers is linked to
(1) risk premium rate
(2) base rate lending
(3) benchmark prime lending rate
(4) reverse repo rate
(5) All of the above
Ans-3
10. The RBI has prescribed that a new Private Sector Bank
(1) shall be subject to prudential norms in regard to income recognition, asset classification and provisioning, capital adequacy, etc.
(2) shall have to observe priority sector lending targets as applicable to other domestic banks
(3) will be required to open rural and semi-urban branches also as may be laid down by RBI
(4) None of the above
(5) All of the above
Ans- 2
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