1. The rate of interest payable on a bank deposit is determined by
(1) Indian Banks' Association
(2) The bank concerned
(3) RBI
(4) Finance ministry
(5) None of the above
Ans-2
2. The maximum period for which a fixed deposit can be accepted by a Commercial Bank is
(1) 10 years
(2) 15 years
(3) No limit
(4) 8 years
(5) None of the above
Ans-1
3. Which of the following instruments cannot be presented for payment in a clearing house?
(1) Demand draft
(2) Dividends
(3) Fixed deposit receipt
(4) All of the above
(5) None of the above
Ans-3
4. An average citizen cannot open a savings account in which of the following?
1) Commercial Bank
(2) Post office
(3) Cooperative Bank
(4) RBI
(5) None of the above
Ans-4
5. Which of the following cannot open a bank account?
(1) Person of unsound mind
(2) A minor
(3) An illiterate person
(4) A blind individual
(5) None of the above
Ans-1
6. Which of the following schemes is not meant for investment purposes?
(1) National savings certificates
(2) Infrastructure bonds
(3) Mutual funds
(4) Letter of credit
(5) None of the above
Ans-4
7. Savings account with zero balance can be opened for
(1) persons of high net worth
(2) employees of IT companies
(3) weaker sections of society
(4) women customers
(5) None of the above
Ans-3
8. Systematic Investment Plans are a facility by which of the following?
(1) Commercial Bank
(2) Post office
(3) Cooperative Bank
(4) RBI
(5) None of the above
Ans-1
9. RBI stipulates a healthy mix of CASA in the business figures of banks. What does it denote?
(1) Customer Analysis and Savings Pattern
(2) Cost Appreciation and Selling Analysis
(3) Current Account and Savings Account
(4) Credit and Savings Aggregate
(5) None of the above
Ans-3
10. Banks are authorized to sell third party products. Which are these products?
(1) Mutual funds
(2) Term deposits
(3) Debit cards
(4) Gift cheques
(5) None of the above
Ans-1
(1) Indian Banks' Association
(2) The bank concerned
(3) RBI
(4) Finance ministry
(5) None of the above
Ans-2
2. The maximum period for which a fixed deposit can be accepted by a Commercial Bank is
(1) 10 years
(2) 15 years
(3) No limit
(4) 8 years
(5) None of the above
Ans-1
3. Which of the following instruments cannot be presented for payment in a clearing house?
(1) Demand draft
(2) Dividends
(3) Fixed deposit receipt
(4) All of the above
(5) None of the above
Ans-3
4. An average citizen cannot open a savings account in which of the following?
1) Commercial Bank
(2) Post office
(3) Cooperative Bank
(4) RBI
(5) None of the above
Ans-4
5. Which of the following cannot open a bank account?
(1) Person of unsound mind
(2) A minor
(3) An illiterate person
(4) A blind individual
(5) None of the above
Ans-1
6. Which of the following schemes is not meant for investment purposes?
(1) National savings certificates
(2) Infrastructure bonds
(3) Mutual funds
(4) Letter of credit
(5) None of the above
Ans-4
7. Savings account with zero balance can be opened for
(1) persons of high net worth
(2) employees of IT companies
(3) weaker sections of society
(4) women customers
(5) None of the above
Ans-3
8. Systematic Investment Plans are a facility by which of the following?
(1) Commercial Bank
(2) Post office
(3) Cooperative Bank
(4) RBI
(5) None of the above
Ans-1
9. RBI stipulates a healthy mix of CASA in the business figures of banks. What does it denote?
(1) Customer Analysis and Savings Pattern
(2) Cost Appreciation and Selling Analysis
(3) Current Account and Savings Account
(4) Credit and Savings Aggregate
(5) None of the above
Ans-3
10. Banks are authorized to sell third party products. Which are these products?
(1) Mutual funds
(2) Term deposits
(3) Debit cards
(4) Gift cheques
(5) None of the above
Ans-1
1. The rate of interest payable on a bank deposit is determined by
(1) Indian Banks' Association
(2) The bank concerned
(3) RBI
(4) Finance ministry
(5) None of the above
Ans-2
2. The maximum period for which a fixed deposit can be accepted by a Commercial Bank is
(1) 10 years
(2) 15 years
(3) No limit
(4) 8 years
(5) None of the above
Ans-1
3. Which of the following instruments cannot be presented for payment in a clearing house?
(1) Demand draft
(2) Dividends
(3) Fixed deposit receipt
(4) All of the above
(5) None of the above
Ans-3
4. An average citizen cannot open a savings account in which of the following?
1) Commercial Bank
(2) Post office
(3) Cooperative Bank
(4) RBI
(5) None of the above
Ans-4
5. Which of the following cannot open a bank account?
(1) Person of unsound mind
(2) A minor
(3) An illiterate person
(4) A blind individual
(5) None of the above
Ans-1
6. Which of the following schemes is not meant for investment purposes?
(1) National savings certificates
(2) Infrastructure bonds
(3) Mutual funds
(4) Letter of credit
(5) None of the above
Ans-4
7. Savings account with zero balance can be opened for
(1) persons of high net worth
(2) employees of IT companies
(3) weaker sections of society
(4) women customers
(5) None of the above
Ans-3
8. Systematic Investment Plans are a facility by which of the following?
(1) Commercial Bank
(2) Post office
(3) Cooperative Bank
(4) RBI
(5) None of the above
Ans-1
9. RBI stipulates a healthy mix of CASA in the business figures of banks. What does it denote?
(1) Customer Analysis and Savings Pattern
(2) Cost Appreciation and Selling Analysis
(3) Current Account and Savings Account
(4) Credit and Savings Aggregate
(5) None of the above
Ans-3
10. Banks are authorized to sell third party products. Which are these products?
(1) Mutual funds
(2) Term deposits
(3) Debit cards
(4) Gift cheques
(5) None of the above
Ans-1
(1) Indian Banks' Association
(2) The bank concerned
(3) RBI
(4) Finance ministry
(5) None of the above
Ans-2
2. The maximum period for which a fixed deposit can be accepted by a Commercial Bank is
(1) 10 years
(2) 15 years
(3) No limit
(4) 8 years
(5) None of the above
Ans-1
3. Which of the following instruments cannot be presented for payment in a clearing house?
(1) Demand draft
(2) Dividends
(3) Fixed deposit receipt
(4) All of the above
(5) None of the above
Ans-3
4. An average citizen cannot open a savings account in which of the following?
1) Commercial Bank
(2) Post office
(3) Cooperative Bank
(4) RBI
(5) None of the above
Ans-4
5. Which of the following cannot open a bank account?
(1) Person of unsound mind
(2) A minor
(3) An illiterate person
(4) A blind individual
(5) None of the above
Ans-1
6. Which of the following schemes is not meant for investment purposes?
(1) National savings certificates
(2) Infrastructure bonds
(3) Mutual funds
(4) Letter of credit
(5) None of the above
Ans-4
7. Savings account with zero balance can be opened for
(1) persons of high net worth
(2) employees of IT companies
(3) weaker sections of society
(4) women customers
(5) None of the above
Ans-3
8. Systematic Investment Plans are a facility by which of the following?
(1) Commercial Bank
(2) Post office
(3) Cooperative Bank
(4) RBI
(5) None of the above
Ans-1
9. RBI stipulates a healthy mix of CASA in the business figures of banks. What does it denote?
(1) Customer Analysis and Savings Pattern
(2) Cost Appreciation and Selling Analysis
(3) Current Account and Savings Account
(4) Credit and Savings Aggregate
(5) None of the above
Ans-3
10. Banks are authorized to sell third party products. Which are these products?
(1) Mutual funds
(2) Term deposits
(3) Debit cards
(4) Gift cheques
(5) None of the above
Ans-1
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