Pradhan Mantri Jan Dhan Yojana
The government rolled out its ambitious financial inclusion programme, the Pradhan Mantri Jan Dhan Yojana (PMJDY)
The programme is Prime Minister Narendra Modi's first blockbuster social
upliftment scheme and is aimed at improving the lives of millions of
India's poor by bringing them into the financial mainstream and freeing
them from the clutches of usurious moneylenders, while giving them a
modicum of insurance cover.
The slogan for the Pradhanmantri Jan Dhan mission is expected to be ” Mera Khata – Bhagya Vidhaata” which when translated into English means ” My Bank Account – The Creator of the Good Fortune”:
Benefits under Yojana
Every individual who open a bank account becomes eligible to receive an accident insurance cover of up-to 1 Lakh rupees for his entire family.
Moreover, an additional 30000 rupees life insurance cover will be provided for those opening bank accounts before 26 January 2015.
Once the bank account became active for 6 months and being linked to account holders Aadhar identity, they would become eligible for an overdraft of up to 2500 rupees, which would further be enhanced by the bank to 5000 rupees over time.
The Jan Dhan Yojana also seeks to provide incentives to business and banking correspondents. The banking correspondents act as link for the last mile between savings account holders and the bank by fixing a minimum monthly remuneration of 5000 rupees.
The long term vision of the Jan Dhan Yojana is to lay the foundation of a cashless economy and is complementary to the Digital India Scheme.
Moreover, an additional 30000 rupees life insurance cover will be provided for those opening bank accounts before 26 January 2015.
Once the bank account became active for 6 months and being linked to account holders Aadhar identity, they would become eligible for an overdraft of up to 2500 rupees, which would further be enhanced by the bank to 5000 rupees over time.
The Jan Dhan Yojana also seeks to provide incentives to business and banking correspondents. The banking correspondents act as link for the last mile between savings account holders and the bank by fixing a minimum monthly remuneration of 5000 rupees.
The long term vision of the Jan Dhan Yojana is to lay the foundation of a cashless economy and is complementary to the Digital India Scheme.
Accidental Insurance given by- HDFC ergo
Life Insurance by- LIC
Swachh Bharat (Clean India) campaign
Prime Minister Narendra Modi on 2 October 2014 launched Swachh Bharat (Clean India) campaign in New Delhi. The Swachh Bharat campaign was launched on the occasion of 145th birth anniversary of Mahatma Gandhi and is aimed at making India clean by 2019, i.e. 150th birth anniversary of Mahatma Gandhi.
On the occasion of launch of the campaign in Rajpath New Delhi, Modi administered an oath to a large gathering to keep their neighbourhoods clean. He asked people to donate (Shramdaan) 100 hours every year or two hours every week for cleanliness. After administrating the oath, he himself cleaned a police station and a scavengers’ colony, Valmiki Colony of New Delhi.
He nominated Sachin Tendulkar (retd. cricketer), Sashi Tharoor (Congress leader), Anil Ambani (industrialist), Salman Khan, Priyanka Chopra, Kamal Hasan, Baba Ramdev, Mridula Sinha (Governor of Goa) and the whole team of TV serial Taarak Mehta Ka Ooltah Chashmah. After nominating people for accepting the challenge, he said that each of these nominated people can nominate other nine people of their choice.
Pradhan Mantri Krishi Seenchayi Yojana
Pradhan Mantri Krishi Seenchayi Yojana was announced by Prime Minister Narendra Modi on 19 August 2014. The Yojna has been announced to meet the irrigation needs of all farmers across the country. Sum of 1000 crore rupees has been allocated for implementation of the scheme.
Modi announced the Yojna after laying the foundation stone for the four-laning of a 166 kilometer stretch of the Kaithal-Narwana-Barwala-Hisar-Siwani National Highway in Haryana. The highway will be developed at an estimated cost of 1393 crore rupees and will be up to Rajasthan Border.
Deen Dayal Upadhyaya Antyodaya Yojana
Union Government launched Deen Dayal Upadhyaya Antyodaya Yojana for urban and rural poor
Deen Dayal Upadhyaya Antyodaya Yojana has two components one for urban India and other for rural India.
The
Urban component will be implemented by the Union Ministry of Housing
& Urban Poverty Alleviation. Rural component named as Deen Dayal
Upadhyaya Grameen Kaushalya Yojana will be implemented by the Union
Ministry of Rural Development.
Main Highlights of the Urban Scheme
i. Imparting skills with an expenditure of 15000 rupees to 18000 rupees on each urban poor
ii. Enabling urban poor form Self-Help Groups for meeting financial and social needs with a support of 10000 rupees per each group who would in turn would be helped with bank linkages.
Main Poins of the Rural Scheme
i. The Yojana aims at training 10 lakh (1 million) rural youths for jobs in three years, that is, by 2017.
ii. The minimum age for entry under the Yojana is 15 years compared to 18 years under the Aajeevika Skills Programme.
iii. The skills imparted under the Yojana will now be benchmarked against international standards and will complement the Prime Minister’s Make In India campaign.
Main Highlights of the Urban Scheme
i. Imparting skills with an expenditure of 15000 rupees to 18000 rupees on each urban poor
ii. Enabling urban poor form Self-Help Groups for meeting financial and social needs with a support of 10000 rupees per each group who would in turn would be helped with bank linkages.
Main Poins of the Rural Scheme
i. The Yojana aims at training 10 lakh (1 million) rural youths for jobs in three years, that is, by 2017.
ii. The minimum age for entry under the Yojana is 15 years compared to 18 years under the Aajeevika Skills Programme.
iii. The skills imparted under the Yojana will now be benchmarked against international standards and will complement the Prime Minister’s Make In India campaign.
Saansad Adarsh Gram Yojana (SAGY)
Prime Minister Narendra Modi launched Saansad Adarsh Gram Yojana (SAGY) on the birth anniversary of Lok Nayak Jai Prakash Narayan on 11 October 2014. SAGY will be implemented under the overall supervision of Union Ministry of Rural Development.
The programme is an ambitious village development project under which each Member of Parliament will take the responsibility for developing physical and institutional infrastructure in three villages by 2019.
The primary goal is to develop three Adarsh Grams or model villages by March 2019, of which one would be achieved by 2016. Thereafter, five such Adarsh Grams (one per year) will be selected and developed by 2024.
The programme is an ambitious village development project under which each Member of Parliament will take the responsibility for developing physical and institutional infrastructure in three villages by 2019.
The primary goal is to develop three Adarsh Grams or model villages by March 2019, of which one would be achieved by 2016. Thereafter, five such Adarsh Grams (one per year) will be selected and developed by 2024.
Deendayal Upadhyay Shramev Jayate
Deendayal Upadhyay Shramev Jayate programme to ensure labour reforms and also to ensure transparency in the labour sector.
Under the scheme, the following new initiatives are provided:
• Labours will be provided Unique Labour Identification number, Local Interconnect Network, to facilitate their online registration.
• Unified Labour Portal (Shram Suvidha) and a Transparent & Accountable Labour Inspection Scheme to facilitate ease of compliance http://efilelaboutreturn.gov.in to facilitate ease of compliance especially for four Central Government Organizations i.e. ESIC, EPFO, DGMS and CLC.
• Demand Responsive Vocational Training
• Apprentice Protsahan Yojana
• Portability through Universal Account Number for Employees’ Provident Fund Account Holders
• Implementation of Revamped Rashtriya Swasthya Bima Yojana (RSBY) for the workers in the unorganized sector
Note: Launching another initiative called Labour Inspection Scheme to abolish inspector raj, the Prime Minister said, a computerized list of inspections will be generated randomly for labour inspectors. It will be mandatory for them to upload inspection reports within 72 hours.
Under the scheme, the following new initiatives are provided:
• Labours will be provided Unique Labour Identification number, Local Interconnect Network, to facilitate their online registration.
• Unified Labour Portal (Shram Suvidha) and a Transparent & Accountable Labour Inspection Scheme to facilitate ease of compliance http://efilelaboutreturn.gov.in to facilitate ease of compliance especially for four Central Government Organizations i.e. ESIC, EPFO, DGMS and CLC.
• Demand Responsive Vocational Training
• Apprentice Protsahan Yojana
• Portability through Universal Account Number for Employees’ Provident Fund Account Holders
• Implementation of Revamped Rashtriya Swasthya Bima Yojana (RSBY) for the workers in the unorganized sector
Note: Launching another initiative called Labour Inspection Scheme to abolish inspector raj, the Prime Minister said, a computerized list of inspections will be generated randomly for labour inspectors. It will be mandatory for them to upload inspection reports within 72 hours.
Pradhan Mantri Jan Dhan Yojana
The government rolled out its ambitious financial inclusion programme, the Pradhan Mantri Jan Dhan Yojana (PMJDY)
The programme is Prime Minister Narendra Modi's first blockbuster social
upliftment scheme and is aimed at improving the lives of millions of
India's poor by bringing them into the financial mainstream and freeing
them from the clutches of usurious moneylenders, while giving them a
modicum of insurance cover.
The slogan for the Pradhanmantri Jan Dhan mission is expected to be ” Mera Khata – Bhagya Vidhaata” which when translated into English means ” My Bank Account – The Creator of the Good Fortune”:
Benefits under Yojana
Every individual who open a bank account becomes eligible to receive an accident insurance cover of up-to 1 Lakh rupees for his entire family.
Moreover, an additional 30000 rupees life insurance cover will be provided for those opening bank accounts before 26 January 2015.
Once the bank account became active for 6 months and being linked to account holders Aadhar identity, they would become eligible for an overdraft of up to 2500 rupees, which would further be enhanced by the bank to 5000 rupees over time.
The Jan Dhan Yojana also seeks to provide incentives to business and banking correspondents. The banking correspondents act as link for the last mile between savings account holders and the bank by fixing a minimum monthly remuneration of 5000 rupees.
The long term vision of the Jan Dhan Yojana is to lay the foundation of a cashless economy and is complementary to the Digital India Scheme.
Moreover, an additional 30000 rupees life insurance cover will be provided for those opening bank accounts before 26 January 2015.
Once the bank account became active for 6 months and being linked to account holders Aadhar identity, they would become eligible for an overdraft of up to 2500 rupees, which would further be enhanced by the bank to 5000 rupees over time.
The Jan Dhan Yojana also seeks to provide incentives to business and banking correspondents. The banking correspondents act as link for the last mile between savings account holders and the bank by fixing a minimum monthly remuneration of 5000 rupees.
The long term vision of the Jan Dhan Yojana is to lay the foundation of a cashless economy and is complementary to the Digital India Scheme.
Accidental Insurance given by- HDFC ergo
Life Insurance by- LIC
Swachh Bharat (Clean India) campaign
Prime Minister Narendra Modi on 2 October 2014 launched Swachh Bharat (Clean India) campaign in New Delhi. The Swachh Bharat campaign was launched on the occasion of 145th birth anniversary of Mahatma Gandhi and is aimed at making India clean by 2019, i.e. 150th birth anniversary of Mahatma Gandhi.
On the occasion of launch of the campaign in Rajpath New Delhi, Modi administered an oath to a large gathering to keep their neighbourhoods clean. He asked people to donate (Shramdaan) 100 hours every year or two hours every week for cleanliness. After administrating the oath, he himself cleaned a police station and a scavengers’ colony, Valmiki Colony of New Delhi.
He nominated Sachin Tendulkar (retd. cricketer), Sashi Tharoor (Congress leader), Anil Ambani (industrialist), Salman Khan, Priyanka Chopra, Kamal Hasan, Baba Ramdev, Mridula Sinha (Governor of Goa) and the whole team of TV serial Taarak Mehta Ka Ooltah Chashmah. After nominating people for accepting the challenge, he said that each of these nominated people can nominate other nine people of their choice.
Pradhan Mantri Krishi Seenchayi Yojana
Pradhan Mantri Krishi Seenchayi Yojana was announced by Prime Minister Narendra Modi on 19 August 2014. The Yojna has been announced to meet the irrigation needs of all farmers across the country. Sum of 1000 crore rupees has been allocated for implementation of the scheme.
Modi announced the Yojna after laying the foundation stone for the four-laning of a 166 kilometer stretch of the Kaithal-Narwana-Barwala-Hisar-Siwani National Highway in Haryana. The highway will be developed at an estimated cost of 1393 crore rupees and will be up to Rajasthan Border.
Deen Dayal Upadhyaya Antyodaya Yojana
Union Government launched Deen Dayal Upadhyaya Antyodaya Yojana for urban and rural poor
Deen Dayal Upadhyaya Antyodaya Yojana has two components one for urban India and other for rural India.
The
Urban component will be implemented by the Union Ministry of Housing
& Urban Poverty Alleviation. Rural component named as Deen Dayal
Upadhyaya Grameen Kaushalya Yojana will be implemented by the Union
Ministry of Rural Development.
Main Highlights of the Urban Scheme
i. Imparting skills with an expenditure of 15000 rupees to 18000 rupees on each urban poor
ii. Enabling urban poor form Self-Help Groups for meeting financial and social needs with a support of 10000 rupees per each group who would in turn would be helped with bank linkages.
Main Poins of the Rural Scheme
i. The Yojana aims at training 10 lakh (1 million) rural youths for jobs in three years, that is, by 2017.
ii. The minimum age for entry under the Yojana is 15 years compared to 18 years under the Aajeevika Skills Programme.
iii. The skills imparted under the Yojana will now be benchmarked against international standards and will complement the Prime Minister’s Make In India campaign.
Main Highlights of the Urban Scheme
i. Imparting skills with an expenditure of 15000 rupees to 18000 rupees on each urban poor
ii. Enabling urban poor form Self-Help Groups for meeting financial and social needs with a support of 10000 rupees per each group who would in turn would be helped with bank linkages.
Main Poins of the Rural Scheme
i. The Yojana aims at training 10 lakh (1 million) rural youths for jobs in three years, that is, by 2017.
ii. The minimum age for entry under the Yojana is 15 years compared to 18 years under the Aajeevika Skills Programme.
iii. The skills imparted under the Yojana will now be benchmarked against international standards and will complement the Prime Minister’s Make In India campaign.
Saansad Adarsh Gram Yojana (SAGY)
Prime Minister Narendra Modi launched Saansad Adarsh Gram Yojana (SAGY) on the birth anniversary of Lok Nayak Jai Prakash Narayan on 11 October 2014. SAGY will be implemented under the overall supervision of Union Ministry of Rural Development.
The programme is an ambitious village development project under which each Member of Parliament will take the responsibility for developing physical and institutional infrastructure in three villages by 2019.
The primary goal is to develop three Adarsh Grams or model villages by March 2019, of which one would be achieved by 2016. Thereafter, five such Adarsh Grams (one per year) will be selected and developed by 2024.
The programme is an ambitious village development project under which each Member of Parliament will take the responsibility for developing physical and institutional infrastructure in three villages by 2019.
The primary goal is to develop three Adarsh Grams or model villages by March 2019, of which one would be achieved by 2016. Thereafter, five such Adarsh Grams (one per year) will be selected and developed by 2024.
Deendayal Upadhyay Shramev Jayate
Deendayal Upadhyay Shramev Jayate programme to ensure labour reforms and also to ensure transparency in the labour sector.
Under the scheme, the following new initiatives are provided:
• Labours will be provided Unique Labour Identification number, Local Interconnect Network, to facilitate their online registration.
• Unified Labour Portal (Shram Suvidha) and a Transparent & Accountable Labour Inspection Scheme to facilitate ease of compliance http://efilelaboutreturn.gov.in to facilitate ease of compliance especially for four Central Government Organizations i.e. ESIC, EPFO, DGMS and CLC.
• Demand Responsive Vocational Training
• Apprentice Protsahan Yojana
• Portability through Universal Account Number for Employees’ Provident Fund Account Holders
• Implementation of Revamped Rashtriya Swasthya Bima Yojana (RSBY) for the workers in the unorganized sector
Note: Launching another initiative called Labour Inspection Scheme to abolish inspector raj, the Prime Minister said, a computerized list of inspections will be generated randomly for labour inspectors. It will be mandatory for them to upload inspection reports within 72 hours.
Under the scheme, the following new initiatives are provided:
• Labours will be provided Unique Labour Identification number, Local Interconnect Network, to facilitate their online registration.
• Unified Labour Portal (Shram Suvidha) and a Transparent & Accountable Labour Inspection Scheme to facilitate ease of compliance http://efilelaboutreturn.gov.in to facilitate ease of compliance especially for four Central Government Organizations i.e. ESIC, EPFO, DGMS and CLC.
• Demand Responsive Vocational Training
• Apprentice Protsahan Yojana
• Portability through Universal Account Number for Employees’ Provident Fund Account Holders
• Implementation of Revamped Rashtriya Swasthya Bima Yojana (RSBY) for the workers in the unorganized sector
Note: Launching another initiative called Labour Inspection Scheme to abolish inspector raj, the Prime Minister said, a computerized list of inspections will be generated randomly for labour inspectors. It will be mandatory for them to upload inspection reports within 72 hours.
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