Reasoning Quiz

Directions (Q. 1-2): Study the following information carefully and answer the questions given below

P, Q, R, S, T and W are six members of a family. They are Engineer, Stenographer, Doctor, Draughtsman, Lawyer and Judge but not necessarily in the same order. P the Engineer is married to the lady Stenographer. The Judge is married to the Lawyer. W the Draughtsman is the son of Q and brother of T. R the Lawyer is the daughter-in-law of S. T is an unmarried doctor. S is grandmother of W. There are two married couples in the family.

1. What is the profession of Q?
1) Lawyer
2) Judge
3) Draughtsman
4) Doctor
5) Can’t be determined


2. Which of the following is/are a couple/couples?
1) QR
2) TS
3) PS
4) Both QR and PS
5) Both PR and QS

Directions (Q. 3-6): These questions are based on the information given below and the sentences labelled (A), (B), (C), (D) and (E) given after them:

Consolidation among state-run banks is set to get a big push after the results for the quarter to September are declared, with the finance ministry nudging large public sector banks to look at possible combinations in this regard.
The ministry is expected to soon hold a meeting with all state-run banks to discuss issues related to their operations, their contribution to the economy and coordination with other arms of the government.

(A) Any merger proposal will be evaluated on the parameters of pan-India presence, business and information technology integration.
(B) State-run banks require `2.4 lakh crore as equity by 2018 to meet the global Basel III capital norms, but the government has allocated a relatively paltry `11,200 crore for bank capitalisation in this fiscal.
(C) The merged entities will have a pan-India presence, no  conflicting subsidiary and fairly equal business mix.
(D) Most banks would not be interested in merger at this juncture when the bad loans in the system have peaked.
(E) The government intends to keep its holding in public sector banks at 52 per cent.

3. Which of the following statements depicts the best case scenario regarding merger of banks?
1) Only A
2) Only B
3) Only C
4) Only E
5) Both A and C

4. Which of the following statements sets the tone for merger rather than privatisation of banks?
1) Only A
2) Only B
3) Only C
4) Only D
5) Only E

5. Which of the following statements weakens the case of merger for banks?
1) Only A
2) Only B
3) Only D
4) Only E
5) Only B and D

6. Which of the following statements may lead to consider privatisation of banks as an option?
1) Only B
2) Only D
3) Only E
4) Only B and D
5) Only B and E

Answers
1. 2
2. 4
3. 3; Option C presents a very rosy picture.
4. 5; If the government intends to keep its stake at 52 per cent, raising of capital is not possible through the disinvestment mode
beyond a certain limit. Hence it is only merger that can pave the way for large-capital banks.
5. 3; This has been categorically stated in D: “Most banks would not be interested in merger at this juncture…”
6. 1; If the government does not have money, as stated in B, privatisation must be the need of the hour.

Directions (Q. 1-2): Study the following information carefully and answer the questions given below

P, Q, R, S, T and W are six members of a family. They are Engineer, Stenographer, Doctor, Draughtsman, Lawyer and Judge but not necessarily in the same order. P the Engineer is married to the lady Stenographer. The Judge is married to the Lawyer. W the Draughtsman is the son of Q and brother of T. R the Lawyer is the daughter-in-law of S. T is an unmarried doctor. S is grandmother of W. There are two married couples in the family.

1. What is the profession of Q?
1) Lawyer
2) Judge
3) Draughtsman
4) Doctor
5) Can’t be determined


2. Which of the following is/are a couple/couples?
1) QR
2) TS
3) PS
4) Both QR and PS
5) Both PR and QS

Directions (Q. 3-6): These questions are based on the information given below and the sentences labelled (A), (B), (C), (D) and (E) given after them:

Consolidation among state-run banks is set to get a big push after the results for the quarter to September are declared, with the finance ministry nudging large public sector banks to look at possible combinations in this regard.
The ministry is expected to soon hold a meeting with all state-run banks to discuss issues related to their operations, their contribution to the economy and coordination with other arms of the government.

(A) Any merger proposal will be evaluated on the parameters of pan-India presence, business and information technology integration.
(B) State-run banks require `2.4 lakh crore as equity by 2018 to meet the global Basel III capital norms, but the government has allocated a relatively paltry `11,200 crore for bank capitalisation in this fiscal.
(C) The merged entities will have a pan-India presence, no  conflicting subsidiary and fairly equal business mix.
(D) Most banks would not be interested in merger at this juncture when the bad loans in the system have peaked.
(E) The government intends to keep its holding in public sector banks at 52 per cent.

3. Which of the following statements depicts the best case scenario regarding merger of banks?
1) Only A
2) Only B
3) Only C
4) Only E
5) Both A and C

4. Which of the following statements sets the tone for merger rather than privatisation of banks?
1) Only A
2) Only B
3) Only C
4) Only D
5) Only E

5. Which of the following statements weakens the case of merger for banks?
1) Only A
2) Only B
3) Only D
4) Only E
5) Only B and D

6. Which of the following statements may lead to consider privatisation of banks as an option?
1) Only B
2) Only D
3) Only E
4) Only B and D
5) Only B and E

Answers
1. 2
2. 4
3. 3; Option C presents a very rosy picture.
4. 5; If the government intends to keep its stake at 52 per cent, raising of capital is not possible through the disinvestment mode
beyond a certain limit. Hence it is only merger that can pave the way for large-capital banks.
5. 3; This has been categorically stated in D: “Most banks would not be interested in merger at this juncture…”
6. 1; If the government does not have money, as stated in B, privatisation must be the need of the hour.

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