Indian Overseas Bank LBO Cut Off 2026 Out: Indian Overseas Bank has officially released the IOB LBO (Local Bank Officer) Cut Off 2026 along with the marks-viewing facility for all candidates who appeared in the online examination and interview. The cut-off has been released vide Ref No. HRDD/RECT/01/2026-27 dated 16.04.2026, covering all six states — Gujarat, Maharashtra, Odisha, Punjab, Tamil Nadu, and West Bengal. Candidates can now check the state-wise, category-wise, and PwBD-wise IOB LBO Cut Off marks for both the Online Examination and the Final Aggregate (Exam + Interview) below, along with the direct PDF download link and the link to view individual marks.
Quick Overview: Indian Overseas Bank LBO Cut Off 2026
| Particulars | Details |
|---|---|
| Organization | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (LBO) |
| Notification Ref No. | HRDD/RECT/01/2026-27 |
| Cut Off Release Date | 16.04.2026 |
| Date of Online Exam | 12.07.2025 |
| Marks Viewing Window | 16.04.2026 to 30.04.2026 |
| States Covered | Gujarat, Maharashtra, Odisha, Punjab, Tamil Nadu, West Bengal |
| Total Vacancies | 460 Posts |
| Exam Marks Out Of | 200 |
| Aggregate Marks Out Of | 100 (Exam + Interview) |
| Category | Bank Job Cut Off / Result |
| Official Website | iob.in |
Important Dates for Indian Overseas Bank LBO Cut Off 2026
| Event | Date |
|---|---|
| IOB LBO Online Exam Date | 12.07.2025 |
| Provisional Result Notification (Ref HRDD/RECT/10/2025-26) | 24.12.2025 |
| IOB LBO Cut Off 2026 Notification Date | 16.04.2026 |
| Window to View Individual Marks | 16.04.2026 – 30.04.2026 |
Indian Overseas Bank LBO Cut Off 2026: Overview
The IOB LBO Cut Off 2026 is the minimum qualifying mark a candidate must secure to move forward in the recruitment process for the post of Local Bank Officer. Indian Overseas Bank has released two separate sets of cut-off marks:
- Examination Cut Off – minimum marks required in the online exam (out of 200) to qualify for the interview/LPT stage.
- Final Aggregate Cut Off – minimum combined marks (Online Exam + Interview, out of 100) required for final selection and inclusion in the merit list.
The cut-off has been declared state-wise, category-wise (SC/ST/OBC/EWS/UR), and also PwBD-wise (VI/HI/OC/ID), since the recruitment covers candidates across six states with state-specific vacancies.
Indian Overseas Bank LBO Final Cut Off 2026 (Aggregate Marks Out of 100)
This is the final cut-off based on combined performance in the Online Examination and Interview. Candidates scoring at or above this mark are considered for final selection.
| State | SC | ST | OBC | EWS | UR (Gen) | VI | HI | OC | ID |
|---|---|---|---|---|---|---|---|---|---|
| Gujarat | 74.20 | 67.90 | 73.90 | 75.40 | 76.90 | – | 60.50 | – | – |
| Maharashtra | 77.90 | 72.00 | 78.30 | 78.30 | 79.40 | – | – | 76.20 | 71.70 |
| Odisha | 73.40 | 70.40 | 78.10 | 77.40 | 79.10 | – | 61.90 | – | – |
| Punjab | 76.20 | 63.10 | 77.00 | 75.80 | 79.90 | 78.90 | – | – | – |
| Tamil Nadu | 74.20 | 56.90 | 77.70 | 66.20 | 78.60 | 74.10 | 57.70 | 74.00 | 52.70 |
| West Bengal | 75.50 | 66.10 | 75.90 | 75.90 | 80.60 | 75.80 | – | – | – |
Note: In case two candidates secure the same mark, the candidate who is older (based on date of birth) will be given preference in the merit list, as per the official notification.
IOB LBO Online Exam Cut Off 2026 (Out of 200)
The table below shows the minimum marks required in the online examination conducted on 12.07.2025, state-wise and category-wise, including PwBD categories.
| State | SC | ST | OBC | EWS | UR (Gen) | VI | HI | OC | ID |
|---|---|---|---|---|---|---|---|---|---|
| Gujarat | 141.00 | 130.00 | 142.75 | 142.75 | 149.50 | – | 100.75 | – | – |
| Maharashtra | 151.75 | 139.25 | 153.25 | 153.00 | 156.25 | – | – | 138.50 | 132.25 |
| Odisha | 143.50 | 131.50 | 149.25 | 150.50 | 155.25 | – | 113.75 | – | – |
| Punjab | 144.50 | 93.50 | 146.25 | 151.75 | 157.00 | 111.50 | – | – | – |
| Tamil Nadu | 140.25 | 73.25 | 150.50 | 98.75 | 153.00 | 134.00 | 114.25 | 103.50 | 96.75 |
| West Bengal | 148.50 | 116.00 | 145.25 | 145.50 | 157.50 | 87.50 | – | – | – |
(VI – Visually Impaired, HI – Hearing Impaired, OC – Orthopedically Challenged, ID – Intellectual Disability. “-” indicates no candidate/vacancy reported in that PwBD category for the respective state.)
IOB LBO Category-Wise Sectional Cut Off 2026
Apart from the overall cut-off, candidates were also required to clear the minimum sectional qualifying marks in each of the four sections of the online objective test.
| Category | Reasoning & Computer Aptitude (60) | General/Economy/Banking Awareness (40) | Data Analysis & Interpretation (60) | English Knowledge (40) |
|---|---|---|---|---|
| SC / ST / OBC / PwBD | 23.75 | 2.00 | 20.00 | 10.50 |
| UR (Gen) / EWS | 34.25 | 3.25 | 30.00 | 14.75 |
Note: Candidates must have obtained the above minimum cut-off marks in each section individually, in addition to clearing the overall qualifying marks, to be considered for further shortlisting.
How to Check Indian Overseas Bank LBO Cut Off 2026 and View Your Marks
Follow these steps to check your IOB LBO Cut Off and view your individual marks online:
- Visit the official Indian Overseas Bank website — iob.in
- Go to the “Careers” / “Recruitment” section on the homepage
- Click on the notification titled “Recruitment of Local Bank Officers – Notification on Cut-Off Details and View of Marks”
- Click on the link to view your Online Examination Marks (out of 200) or Aggregate Marks (out of 100), as applicable
- Enter your registration number and other required login credentials
- Your marks and the applicable cut-off will be displayed on screen
- Download or take a screenshot/printout for future reference
📌 Important: The marks-viewing link is active only from 16.04.2026 to 30.04.2026. Candidates are advised to check their marks within this window.
Click Here to Download Indian Overseas Bank LBO Cut Off 2026 PDF
Factors Affecting Indian Overseas Bank LBO Cut Off 2026
Several factors influence how the final IOB LBO cut-off is determined each year:
- Number of Candidates Appearing: Higher participation in a state generally pushes the cut-off higher due to increased competition.
- Difficulty Level of the Exam: A tougher paper usually results in a comparatively lower cut-off, and vice versa.
- Total Vacancies: With 460 posts on offer across six states, the number of available positions directly affects cut-off trends.
- Category-Wise Reservation: SC, ST, OBC, EWS, and PwBD candidates have separate cut-offs based on government reservation norms.
- Exam Shift Normalization: Where the exam was conducted across multiple shifts, score normalization is applied before finalizing cut-offs.
- State-Wise Preferences: Since LBO postings are state-specific, cut-offs vary widely from state to state based on local applicant density and vacancy count.
Stages Where Indian Overseas Bank LBO Cut Off 2026 is Applicable
- Online Exam Cut Off: Candidates must clear both the overall qualifying marks and the sectional cut-off in each of the four sections.
- LPT & Interview Shortlist Cut Off: Only candidates scoring at or above this mark in the online exam are called for the Language Proficiency Test (LPT) and Interview.
- Final Merit List Cut Off: Based on the combined (aggregate) performance in the Online Exam and Interview, out of 100 marks.
IOB LBO Selection Process 2026
The selection of candidates for the post of Local Bank Officer is based on the following stages:
- Online Examination – Objective test covering Reasoning & Computer Aptitude, General/Economy/Banking Awareness, Data Analysis & Interpretation, and English Knowledge (Total: 200 marks)
- Language Proficiency Test (LPT) – Qualifying in nature for candidates opting for a local language other than their declared one
- Interview – Personal interview for shortlisted candidates
- Final Merit List – Prepared based on aggregate marks (Exam + Interview) out of 100, subject to category-wise and state-wise cut-off
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Frequently Asked Questions (FAQs): Indian Overseas Bank LBO Cut Off 2026
Q1. When was the Indian Overseas Bank LBO Cut Off 2026 released?
The IOB LBO Cut Off 2026 was officially released on 16.04.2026 vide Ref No. HRDD/RECT/01/2026-27, along with the facility to view individual marks.
Q2. What is the IOB LBO exam cut-off for the General (UR) category?
The exam cut-off for the UR (Gen) category ranges from 149.50 (Gujarat) to 157.50 (West Bengal) out of 200, depending on the state.
Q3. What is the final aggregate cut-off for IOB LBO 2026?
The final aggregate cut-off (out of 100) ranges from 76.90 (Gujarat, UR) to 80.60 (West Bengal, UR) for the General category, with variations across other categories and states.
Q4. Is the IOB LBO cut-off different for each state?
Yes. Since IOB LBO recruitment is state-specific, the cut-off marks vary significantly across Gujarat, Maharashtra, Odisha, Punjab, Tamil Nadu, and West Bengal based on local vacancies and competition.
Q5. Are there separate cut-offs for PwBD candidates?
Yes, separate cut-off marks have been declared for PwBD sub-categories — Visually Impaired (VI), Hearing Impaired (HI), Orthopedically Challenged (OC), and Intellectual Disability (ID) — wherever applicable in each state.
Q6. Until when can candidates view their IOB LBO marks?
The marks-viewing link is active from 16.04.2026 to 30.04.2026 only.
Q7. Where can I check the IOB LBO Cut Off 2026 PDF?
The official cut-off PDF is available on the IOB careers page at iob.in, under the recruitment/notifications section.
Q8. What is the sectional cut-off for the Reasoning section?
The sectional cut-off for Reasoning & Computer Aptitude (out of 60) is 23.75 for SC/ST/OBC/PwBD and 34.25 for UR(Gen)/EWS candidates.
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